Some states require an SR-22 document to show that you can meet the state's minimum insurance requirements. Utah has provisions for liability coverage, personal injury protection (PIP) and coverage for uninsured or underinsured drivers. In addition to having car insurance, Utah also requires proof of that insurance during a police stop; electronic evidence is accepted. Insurance terms, definitions and explanations are for informational purposes only and do not replace or modify in any way the definitions and information contained in the individual insurance contracts, policies or statements pages, which are the ones that prevail.
While the minimum car insurance requirements in Utah are predefined, they are not intended to limit the amount of coverage you can or should get. Instead of having the other driver's insurance company pay for your damages, your own provider will cover them. These limits refer to the maximum amount your insurance company will pay for damages, per person and per accident. In some states, your vehicle may be towed and you won't be able to claim it until you submit proof of insurance.
Liability coverage provides your legal defense if a lawsuit is filed against you as a result of a covered accident. If you're interested in getting an auto insurance quote in Utah, contact your American Family Insurance agent to discuss what type of protection best suits your needs and what discounts may apply in your region. Insured motorists who are concerned about having an accident with an uninsured driver can purchase this optional coverage to ensure that their losses are covered. Comprehensive insurance protects you against damage to your own car due to hazards such as fire, theft, window damage, hail, wind, flood or vandalism.
Nationwide, Nationwide N and Eagle and other brands that appear on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise stated. It protects you in the event of an accident in which the other party is at fault and has no insurance or is underinsured. Not having this insurance can result in fines and you could also be personally responsible for the damage you cause. Some car insurance qualifying factors, such as your driving history, can significantly affect your insurance costs.