Jocelyn Cacho

Jocelyn Cacho

Avid coffee geek. Typical beer ninja. Total coffee ninja. Freelance social media trailblazer. General zombie junkie.

44 Total Articles
What type of insurance is required for a business?

What type of insurance is required for a business?

The federal government requires that all companies with employees have workers' compensation, unemployment and disability ...

When is an insurance policy effective?

When is an insurance policy effective?

The effective date of your policy is the day your policy takes effect, usually after you've paid your first premium and...

Where to get business insurance for small business?

Where to get business insurance for small business?

Commercial insurance agents can help you find policies that fit the needs of. While Allianz may be best known for...

Which would be covered under the business auto coverage form?

Which would be covered under the business auto coverage form?

Additional forms of coverage can also be added through the use of so-called “expansive endorsements”, which are a...

Is it important to have business insurance?

Is it important to have business insurance?

Businesses need commercial insurance because it helps cover the costs associated with property damage and liability...

Does business insurance cover theft?

Does business insurance cover theft?

Property insurance also protects against theft and theft, two of the most common small business claims. Establishing an...

Which would not be covered under a business auto policy?

Which would not be covered under a business auto policy?

Your auto policy will not cover the benefits you are required to pay under a workers' compensation, disability, or...

What is business insurance for?

What is business insurance for?

It provides you with financial protection against losses that may occur during normal business activity. Commercial...

Do insurance policies take effect immediately?

Do insurance policies take effect immediately?

Generally speaking, coverage begins when the insurance company has received and approved the coverage request, a policy...

How do insurance companies afford to pay out?

How do insurance companies afford to pay out?

Like all private companies, insurance companies try to market effectively and minimize administrative costs. In the years ...

Which of the following claims would be excluded under the business auto policy?

Which of the following claims would be excluded under the business auto policy?

You can also purchase comprehensive and collision coverage. Comprehensive coverage protects against damage to your car...

What is the purpose of insurance for business?

What is the purpose of insurance for business?

Business insurance can help you manage your company's risks. It provides you with financial protection against losses...

Does business insurance cover food delivery?

Does business insurance cover food delivery?

Since business insurance is a general term for a variety of different insurance products, it technically covers food...

Can i get business insurance without a business license?

Can i get business insurance without a business license?

If you're starting a business that doesn't require registration, licenses, or permits, you're just as entitled to...

Does texas require small business insurance?

Does texas require small business insurance?

Minimum Business Insurance Requirements in Texas Commercial general liability insurance is not mandatory in Texas, but it ...

Can insurance company increase premium after claim?

Can insurance company increase premium after claim?

Accident and Auto Insurance Premiums In general, when you file a claim against your insurance policy above a specific...

What is the effective date of an insurance policy?

What is the effective date of an insurance policy?

The effective date of insurance coverage is the date when the coverage is officially active. As of the effective date of...

What is the purpose of business insurance?

What is the purpose of business insurance?

Business insurance can help you manage your company's risks. It provides you with financial protection against losses...

What is a business insurance policy?

What is a business insurance policy?

Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters and...

What is third party business insurance?

What is third party business insurance?

Third party insurance refers to any type of liability insurance policy that a company or person (first party) purchases...

What is a business owners insurance policy?

What is a business owners insurance policy?

Business owners insurance, also known as BOP insurance, is a policy that combines property and liability coverage in one...

Who offers business insurance?

Who offers business insurance?

Our Top Picks · State Farm. While Allianz may be best known for insuring large global companies, small businesses can...

Can i add business insurance to my policy?

Can i add business insurance to my policy?

Rating 5, 0 (35) Learn how to add business insurance to the car and compare quotes online for free. It's worth noting...

What insurance is required by law in utah?

What insurance is required by law in utah?

Some states require an SR-22 document to show that you can meet the state's minimum insurance requirements. Utah has...

What is the most common business insurance?

What is the most common business insurance?

The most common of these are general liability and professional liability, general liability insurance, professional...

Does business insurance go up after a claim?

Does business insurance go up after a claim?

The insurance claims game If the claim is based on the damage you caused, your rates will almost certainly increase. On...

How do you insurance companies make money?

How do you insurance companies make money?

The main way an insurance company makes a profit is by making sure that the premiums received are higher than any claim...

Do insurance companies make money off claims?

Do insurance companies make money off claims?

Insurance companies make a profit by ensuring that the amount paid on claims does not exceed the amount collected in...

What are the four categories of insurance required by a business?

What are the four categories of insurance required by a business?

Most small businesses need to purchase at least the following four types of insurance: property insurance. Most...

Which insurance company is best for business?

Which insurance company is best for business?

Our Top Picks · State Farm. Nationwide offers industry-leading coverage and service for the widest variety of business...

Everything You Need To Know About Business Insurance In Brighton And Its Policies

Everything You Need To Know About Business Insurance In Brighton And Its Policies

When owning a business in Brighton, it is incredibly important to make sure that you are fully protected in the event of...

What happens if you don't have business insurance?

What happens if you don't have business insurance?

Operating without it means you'll face fines and penalties. You'll also have to pay out of pocket for your employee's...

Is business insurance required by law?

Is business insurance required by law?

In some cases, you may have a legal obligation to purchase certain types of business insurance. The federal government...

What does business insurance typically cover?

What does business insurance typically cover?

Commercial insurance can help pay for the costs of property damage, lawsuits, lost business revenues, and other covered...

Does business insurance cover personal use?

Does business insurance cover personal use?

Business owners sometimes ask, “Does commercial auto insurance cover personal use of vehicles? The answer is yes, it...

What insurance is most important for a business?

What insurance is most important for a business?

General liability insurance, also known as business or commercial liability insurance, is essential coverage for various...

Understanding The Limitations Of Using Permissible Purposes In Your Business Insurance Policy

Understanding The Limitations Of Using Permissible Purposes In Your Business Insurance Policy

Having the right business insurance policy is essential for any business. It protects you from unexpected financial...

What business insurance policies can a farmer take?

What business insurance policies can a farmer take?

Like all businesses, farms purchase insurance to protect themselves from unexpected financial losses. While farms face...

When to get business insurance?

When to get business insurance?

Learning to get commercial insurance that fits your exact needs is easier if you approach it in small steps. Follow these ...

What are the 4 basic insurance coverages that most businesses have?

What are the 4 basic insurance coverages that most businesses have?

Most small businesses need to purchase at least the following four types of insurance: property insurance. Most...